Insurers Win Credit Report Case Supreme Court

The Supreme Court unanimously sided with insurers that prefer not to tell consumers when they have examined their credit reports, a ruling that frees insurers from the risk of class-action lawsuits alleging they failed to send required notices to millions of consumers.

The Fair Credit Reporting Act requires companies to notify consumers when they take an "adverse action," such as increasing rates, based on credit reports. The alert gives consumers a chance to examine the reports, which they can obtain free, and contest inaccurate information.
from WSJ

from Personal Insurance Agents