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Will your auto insurance weather the storm? This person's car is damaged by a tree falling on her vehicle during a storm. Review your auto insurance policy to determine if your Comprehensive Insurance or Collision Insurance will cover the damage to your auto. If you have Liability Insuarnce only, your vehicle may not be covered for storm damage. Insurance video from the Insurance Information Institute and the Better Business Bureau. They recommend reviewing the Insurance Coverages with your agent before you purchase the insurance policy. In most cases, you will need Comprehensive Insurance coverage to protect you against storm damage to your vehicle, according to the Insurance experts in this insurance video.